Honey Manderville is disrupting the world of mortgage banking and taking the lead as President of HTEM. With over three decades of extensive experience, she has created a business that is built on the foundation of leadership, character, and service. For some, these are just buzz words, but not for Honey. Throughout her extensive career, she has gained valuable experience. She enjoys the highest respect for results for her clients and customers alike. Honey is a native of Southern California, born and raised in a proud, hard-working family. She learned the value of service, hard work, and strong character. She immediately found success and continued to take on roles which built her skills for the future. With each new role, she took on higher levels of responsibility and challenges. Honey is raising the standards for excellence in a highly competitive industry where she sets herself apart as one of the few women in a male-dominated industry. Honey enjoys sharing precious moments with her husband, three children, and five grandchildren.